Fees & Insurance

We offer discounted therapy sessions with masters-level graduate student interns from Seattle University

and the University of Washington. Learn more about our low-cost therapy with interns.

Some of our providers are available nights and weekends. You can review our therapist’s biographies (click their picture), which list their available hours, or use our online scheduling form to see which therapists are available during your desired time.

Anchor Light does not accept insurance, and we are considered an out-of-network insurance provider. 

Not accepting insurance gives you the utmost flexibility and privacy throughout your healing journey.

Insurance coverage for mental health services can be limited and requires a mental health diagnosis. You may not want or need a formal diagnosis in your health care records. And it gives you the freedom to choose which providers you see, how often you’ll attend therapy sessions, and to see your therapist for as long as you want without worrying about maxing out your benefits.

Because Anchor Light doesn’t accept insurance, we’re considered out of network. You’ll pay for your therapy session at the time of service and are happy to provide you with a superbill after your session. You can send the superbill to your insurance provider for possible reimbursement.

This depends on your insurance plan.

Not all insurance plans include out-of-network benefits. If your insurance does not have an out-of-network benefit, you won’t be reimbursed for your appointments. If your plan includes an out-of-network benefit, you’ll need to meet your out-of-network deductible before you can be reimbursed.

We understand that navigating insurance benefits can be confusing and frustrating. If you would like assistance finding your out-of-network eligibility and reimbursement rate, we are happy to help!

Please use the following link to upload your insurance card and provide your date of birth. ALTC will help you find out more details about reimbursement.

Check My Insurance

Note: You must sign in with a Google account in order to complete the form. If you don’t have a Google account, please email info@anchorlighttherapy.com with the subject line ‘Insurance Check’. Include your full name, date of birth, and attach photos of both the front and back of your insurance card.

Disclaimer

Any out-of-network insurance information provided by Anchor Light is an estimate. To confirm insurance eligibility, coverage amounts, copays, and other payment or financial information, please contact your insurance provider to confirm the details. Anchor Light cannot guarantee that submitted claims will be accepted or reimbursed.

We only accept electronic payments (credit and debit cards). We cannot accept checks or cash.

Anchor Light charges the same hourly rate for in-person and online therapy appointments.

You can pay for some types of mental health therapy using your HSA or FSA. Learn more about eligible expenses on the IRS website or speak with your tax preparer or accountant for more information.

We are not in-network with Washington Apple Plans, Medicare, or Medicaid. If you require a provider to accept a government plan, you can search for one on the King County website.